Extended timelines usually mean continued fund administration or monitoring charges, further professional fees if the structure is amended, and the opportunity cost of capital tied up longer than planned. Currency movement can also change the real value of any eventual repayment. None of these are recoverable simply because a projection proved optimistic.
Ask what ongoing charges continue after year two
Check whether annual fund fees keep accruing until repayment and whether they are deducted from distributions. Ask what a restructuring would cost investors if the project needs to refinance or the loan is extended. Separately, budget for the immigration steps that remain: the petition to remove conditions, professional fees for it, and any updated evidence about the investment and job creation that will be required at that stage.
Ask two questions the offering rarely answers directly: whether annual fund or administration charges keep accruing until repayment, and whether they are deducted from distributions rather than invoiced. Then ask what a restructuring would cost investors if the project needs to refinance or the loan is extended. Beyond the project, budget for the immigration steps that remain: the petition to remove conditions, professional fees for preparing it, and updated evidence about the investment and the jobs created that will be needed at that stage.
Currency movement can also change the real value of any eventual repayment. None of these amounts becomes recoverable because a projection proved optimistic, so treat them as spent when committed.